Low Cost Mortgages for London's First Time Buyers

FIRST TIME BUYER MORTGAGES WITH RATES FROM AS LITTLE AS 1.77%

exclusive mortgages for first time buyers

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ADVICE YOU CAN TRUST

Mortgages for First Time Buyers

There's a lot to think about when you're buying your first home. After all, it's probably the biggest purchase you've ever made.

It's probably taken you a while to save up a deposit, and now you've got the tough but rewarding task of finding the right place to buy, and getting an offer accepted.

So the last thing you want after you've been through all that is for your mortgage lender to let you down, meaning that you lose out on getting your dream home.

This is why it makes sense to take expert mortgage advice from a mortgage broker that specialises in helping people like you to take that first exciting step onto the housing ladder.

We have access to hundreds of different mortgages from over 50 different lenders, including specialist ones that you won't find on the High Street and who have exclusive deals for first time buyers like you.

This means we can search the market for you, package your application up to give you the best chances of getting the mortgage you need, and then go straight to whichever lender is going to give you:

  • the best interest rate so you don't pay more than you need to and
  • the quickest offer so as you don't miss out on getting the home you want.

To request a free consultation with one of our advisers, fill in one-minute enquiry form or call us on 0207 822 2390. 

Find Your Perfect Mortgage

Fill in your details below and a member of our specialist mortgages team will contact you to discuss the options available to you and help you choose the best mortgage deal.

Why Choose Sterling

With access to hundreds of mortgages from 55 different lenders, we're perfectly placed to find you the best mortgage - one that will save you money and get you into your first home as quickly as possible.

We have access to specialist first time buyer mortgage lenders that you won't find on the High Street, with interest rates as low as 1.17%

Complete our simple form below and we will search the market to find you the best deals 

Save time and hassle

As specialists in the first time buyer mortgage sector, we know which lenders are most likely to offer you a mortgage - even now when lenders are changing their criteria on an almost daily basis. So we won't waste time or risk damaging your credit rating by applying to lenders who are unlikely to approve you.

Maximise your chances of success

Because we know what each lender is looking for, we'll be able to present your application in the best possible light. This is especially important in the post-Covid world where lenders are asking far more questions about applicant's finances, and wanting more evidence of your earnings.

Low rates

We have access to some of the best interest rates in the country, so you'll enjoy lower monthly payments on your first mortgage.

Expert mortgage advice

The best mortgage isn't always the one with the lowest rate. We'll assess your whole financial situation and find you the best mortgage for your individual circumstances.

A mortgage in two days on a very good rate

Kanwal Faheem

We feel so lucky for consulting an amazing mortgage broker, Joe Mendes, from Sterling Capital Group. We got the mortgage approved in no time - within two days - on a very good rate. I would certainly recommend Joe Mendes. He is an extremely efficient and competent mortgage broker who never hesitates to pick up calls and responds instantly.


Act now!

Interest Rates Have Never Been Lower

Talk to us about getting your first mortgage

August 4, 2020

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July 31, 2020

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Disclaimer

26 Payments at a fixed rate of 1.17% with monthly payments of £332.80 followed by 334 payments at a variable rate which is currently 3.74% with monthly payments of £457.30, total amount payable is £168.090, the overall cost for comparison is 3.5% APRC, product fee £999, early repayment charges apply.
Illustration is based on an repayment basis mortgage

The actual rate available will depend on your circumstances. Please ask for a personalised illustration

Please note if you are reading this after 18/04/2020 it is possible that these rates may no longer be available


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